On a Mission to Empower Families in Building Generational Wealth through Financial Planning and Education
Terms of Service
Effective Date: 04/10/2025
Welcome to Antony John Paul. These Terms of Service ("Terms") govern your use of our website, products, and services (“Services”), provided by Lets Make It Digital (“Company”, “we”, “our”, or “us”).
By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy.
1. Services Provided
Antony John Paul provides Financial Literacy services including, but not limited to: Protection / Debt-Management / Registered funds tax saving strategies / Retirement Planning
We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.
​
2. Use of Services
You agree to use our Services in compliance with all applicable laws and regulations, including A2P messaging compliance, CAN-SPAM Act, TCPA, and other data protection laws. You must not use our services for any unlawful or unauthorized purpose.
​
3. SMS & Messaging Terms
If you use our Services to send SMS messages or use messaging platforms:
You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
​
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to ajpaul@ajpaul.ca
As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
The SMS will contain details of confirmation for you appointment booking with relevant meeting details and timing.
We do not guarantee message delivery, and carriers are not liable for delayed or undelivered messages.
​
4. Client Responsibilities
As our client, you agree to:
Provide accurate and lawful information. Be responsible for securing any necessary consents and legal approvals.Use our services ethically and in line with industry standards.
​
5. Payment Terms
All payments for services are due as agreed in your service proposal or invoice. Late payments may incur additional fees. We reserve the right to suspend service for nonpayment.
6. Intellectual Property
All materials we create for you—including campaigns, strategies, graphics, and content—remain the intellectual property of Lets Make It Digital until payment is received in full. Upon full payment, ownership of custom-created content may be transferred as agreed in writing.
7. Confidentiality
Both parties agree to maintain the confidentiality of proprietary information shared during the course of the engagement, unless disclosure is required by law or consented to in writing.
8. Limitation of Liability
We provide our services “as is” and disclaim all warranties. Lets Make It Digital is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our Services.
9. Termination
We may terminate or suspend services if you breach these Terms. Upon termination, you must cease all use of our materials and return or destroy any confidential information.
​
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state of [Insert State], without regard to its conflict of law provisions.
​
11. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be posted on our website and become effective upon posting.
12. Contact Us
For any questions about these Terms, please contact us:
📧ajpaul.ca
📞+1(365)440-0356



